:root {
  --bg: #0c1626;
  --bg-2: #101d31;
  --card: #ffffff;
  --text: #1d2939;
  --muted: #526071;
  --line: #d8dee6;
  --primary: #0f62fe;
  --primary-dark: #0c4fcd;
  --accent: #f59e0b;
  --white: #ffffff;
  --max: 1180px;
  --radius: 18px;
  --shadow: 0 20px 50px rgba(9, 22, 43, 0.12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, Arial, Helvetica, sans-serif;
  color: var(--text);
  background: #f4f7fb;
  line-height: 1.6;
}
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; display: block; }
.container { width: min(var(--max), calc(100% - 32px)); margin: 0 auto; }
.topbar {
  position: sticky; top: 0; z-index: 20;
  background: rgba(10, 18, 31, 0.9); backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.nav {
  display: flex; align-items: center; justify-content: space-between;
  min-height: 76px; gap: 20px;
}
.brand {
  color: var(--white); font-weight: 800; font-size: 1.12rem; letter-spacing: 0.2px;
}
.brand small { display: block; font-weight: 500; opacity: 0.8; font-size: 0.72rem; }
.nav-links { display: flex; gap: 20px; flex-wrap: wrap; }
.nav-links a { color: rgba(255,255,255,0.92); font-weight: 600; font-size: 0.95rem; }
.nav-cta {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 12px 16px; border-radius: 999px; background: var(--accent); color: #111827;
  font-weight: 800; box-shadow: 0 12px 30px rgba(245, 158, 11, 0.25);
}
.hero {
  position: relative; overflow: hidden;
  background: linear-gradient(140deg, rgba(7,13,23,.93), rgba(15,31,59,.78)), url('hero-auto.svg') center/cover no-repeat;
  color: var(--white);
}
.hero::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 85% 24%, rgba(245,158,11,.35), transparent 24%),
              radial-gradient(circle at 12% 70%, rgba(15,98,254,.25), transparent 22%);
}
.hero-inner {
  position: relative;
  min-height: 610px;
  display: grid; align-items: center;
  grid-template-columns: minmax(0, 1.1fr) minmax(280px, 0.72fr);
  gap: 40px;
  padding: 52px 0 70px;
}
.hero-copy h1 {
  font-size: clamp(2.7rem, 6vw, 4.6rem);
  line-height: 0.98; margin: 0 0 18px; max-width: 680px;
}
.hero-copy p {
  max-width: 620px; font-size: 1.12rem; margin: 0 0 26px; color: rgba(255,255,255,.92);
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 999px; padding: 14px 22px; font-weight: 800;
  border: 1px solid transparent; transition: .2s ease;
}
.btn-primary { background: var(--accent); color: #111827; }
.btn-primary:hover { background: #fbbf24; text-decoration: none; }
.btn-secondary {
  background: rgba(255,255,255,.08); color: var(--white); border-color: rgba(255,255,255,.18);
}
.btn-secondary:hover { background: rgba(255,255,255,.16); text-decoration: none; }
.hero-card {
  position: relative;
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.14);
  border-radius: 24px; padding: 24px; box-shadow: 0 20px 50px rgba(0,0,0,.25);
  backdrop-filter: blur(8px);
}
.hero-card h2 { margin: 0 0 12px; font-size: 1.25rem; }
.hero-card ul { margin: 0; padding-left: 18px; color: rgba(255,255,255,.92); }
.hero-card li + li { margin-top: 10px; }
.section { padding: 72px 0; }
.section-sm { padding: 54px 0; }
.section-title { font-size: clamp(2rem, 4vw, 2.8rem); line-height: 1.1; margin: 0 0 12px; }
.section-intro { max-width: 760px; color: var(--muted); margin: 0 0 32px; }
.trust-bar {
  margin-top: -30px; position: relative; z-index: 2;
}
.trust-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px;
}
.trust-item {
  background: var(--card); border: 1px solid #e7edf5; border-radius: 18px; padding: 18px 20px;
  font-weight: 700; box-shadow: var(--shadow); text-align: center;
}
.cards-3, .cards-2 {
  display: grid; gap: 22px;
}
.cards-3 { grid-template-columns: repeat(3, 1fr); }
.cards-2 { grid-template-columns: repeat(2, 1fr); }
.card {
  background: var(--card); border-radius: var(--radius); padding: 28px; border: 1px solid #e8edf4; box-shadow: var(--shadow);
}
.card h3 { margin-top: 0; margin-bottom: 10px; font-size: 1.18rem; }
.card p { margin: 0; color: var(--muted); }
.icon-number {
  width: 48px; height: 48px; border-radius: 14px; background: #e9f1ff; color: var(--primary);
  display: grid; place-items: center; font-weight: 900; margin-bottom: 14px;
}
.cta-band {
  background: linear-gradient(135deg, #10213b, #0b1525);
  color: var(--white); border-radius: 26px; padding: 36px; display: flex; align-items: center; justify-content: space-between; gap: 18px;
}
.cta-band h2 { margin: 0 0 8px; font-size: clamp(1.8rem, 4vw, 2.5rem); }
.cta-band p { margin: 0; color: rgba(255,255,255,.84); }
.page-hero {
  background: linear-gradient(135deg, #0f1b2d, #17335c);
  color: var(--white); padding: 80px 0 70px;
}
.page-hero h1 { font-size: clamp(2.2rem, 5vw, 3.5rem); line-height: 1.05; margin: 0 0 10px; }
.page-hero p { max-width: 700px; margin: 0; color: rgba(255,255,255,.9); }
.split {
  display: grid; grid-template-columns: 1fr 1fr; gap: 28px;
}
.info-list { list-style: none; margin: 0; padding: 0; }
.info-list li + li { margin-top: 14px; }
.form-card form { display: grid; gap: 14px; }
label { font-weight: 700; font-size: 0.95rem; }
input, textarea {
  width: 100%; border: 1px solid #ccd6e3; border-radius: 14px; padding: 14px 15px; font: inherit; background: #fff;
}
input:focus, textarea:focus { outline: 3px solid rgba(15,98,254,.12); border-color: var(--primary); }
textarea { min-height: 140px; resize: vertical; }
.form-note { font-size: 0.88rem; color: var(--muted); }
.accordion details {
  background: var(--card); border: 1px solid #e8edf4; border-radius: 16px; padding: 18px 22px; box-shadow: var(--shadow);
}
.accordion details + details { margin-top: 14px; }
.accordion summary { cursor: pointer; font-weight: 800; }
.accordion p { color: var(--muted); margin: 12px 0 0; }
.sms-grid { display: grid; gap: 18px; }
.checkbox-card {
  background: #fff; border: 1px solid #d9e3ef; border-radius: 16px; padding: 18px; box-shadow: var(--shadow);
}
.checkbox-row { display: flex; gap: 14px; align-items: flex-start; }
.checkbox-row input[type="checkbox"] {
  width: 20px; height: 20px; margin-top: 4px;
}
.checkbox-card strong { display: inline-block; margin-bottom: 4px; }
.legal h2 { margin-top: 0; }
.legal h3 { margin-top: 28px; margin-bottom: 8px; }
.legal p, .legal li { color: var(--muted); }
.legal ul { padding-left: 20px; }
.footer {
  background: #0d1727; color: rgba(255,255,255,.84); margin-top: 60px;
}
.footer-grid {
  display: grid; grid-template-columns: 1.2fr .8fr; gap: 24px; padding: 36px 0;
}
.footer h3, .footer h4 { color: #fff; margin-top: 0; }
.footer a { color: rgba(255,255,255,.92); }
.footer-legal {
  border-top: 1px solid rgba(255,255,255,.08); padding: 18px 0 28px; font-size: 0.95rem;
}
.kicker { font-size: 0.82rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; color: #7ea9ff; margin-bottom: 12px; }
@media (max-width: 980px) {
  .hero-inner, .split, .cards-3, .cards-2, .trust-grid, .footer-grid { grid-template-columns: 1fr; }
  .cta-band { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 760px) {
  .nav { flex-wrap: wrap; padding: 14px 0; }
  .nav-links { order: 3; width: 100%; justify-content: center; }
  .hero-inner { min-height: unset; padding: 46px 0 60px; }
  .hero-copy h1 { font-size: 2.7rem; }
  .trust-bar { margin-top: 24px; }
}